This brochure provides an overview of the AIR Hurricane Model for the United States, which provides companies with information about potential losses before they occur, along with the ability to differentiate risks at a granular level.

The AIR Inland Flood Model for Central Europe is the industry¹s first to account for intra-country correlation of flooding using a joined physical modeling domain. It explicitly models on- and off-floodplain losses in Austria, Czech Republic, Germany, and Switzerland; accounts for flood defenses and supports custom flood defenses; features a component-based approach to damage estimation for commercial buildings; and supports the evaluation of reinsurance contracts incorporating a 504 hours clause.

The AIR Inland Flood Model for the United States is the most detailed probabilistic model available for assessing and managing inland flood risk. The AIR model explicitly models both on- and off-floodplain losses; features a component-based approach to estimate the vulnerability of buildings and their contents for all lines of business; supports primary risk characteristics and 10 secondary modifiers; and identifies separate flood occurrences spatially and temporally to reflect the physical properties of a flood while accommodating a 168-hour clause. The AIR model also helps establish a currency for understanding and quantifying risk in insurance and reinsurance transactions.

This brochure provides an overview of the AIR Terrorism Model, which can be used for deterministic analyses on a specific concentration of exposures for the U.S. and 27 other select countries.

This brochure provides an overview of the AIR Multi-Peril Crop Insurance Model for Canada, which uses AIR's award-winning Agricultural Weather Index (AWI), a province- and crop-specific weather index used to assess the overall quality of the growing season.

This brochure provides an overview of the AIR Tropical Cyclone Model for Hawaii, which captures the risk from tropical cyclone winds and implements a novel method for modeling simulated storm tracks. In addition, AIR engineers have developed wind damage functions for 71 different construction classes—including residential structures unique to Hawaii—that reflect regional construction practices, evolution of building codes, and historical tropical cyclone experience. The model also includes four Extreme Disaster Scenarios (EDS) to help companies prepare for large loss potential.

This brochure provides an introduction to the AIR Tropical Cyclone Model for Mexico, which features a basinwide catalog of simulated events to enable companies to assess risk to portfolios that span Mexico, the Caribbean, the United States and even the Gulf of Mexico (offshore assets). The AIR model incorporates a high-resolution flood module to estimate the severity of precipitation-induced flooding, the probability of which can be exacerbated by Mexico's mountainous terrain. The model explicitly accounts for the complex teleconnections between the El Niño-Southern Oscillation and Atlantic wind shear, appropriately reflecting the negative correlation between tropical storm genesis in the two basins.

This document describes the key advantages of the AIR Tropical Cyclone Model for Mexico, which is designed to meet the unique risk management needs of companies exposed to wind and precipitation-induced flood resulting from tropical cyclones impacting Mexico. The AIR model’s basinwide catalog covers Mexico as well as the U.S., the Caribbean, Central America, and U.S. offshore assets.

  This document describes the key advantages of the AIR Typhoon Model for Japan, which is designed to meet the unique risk management needs of companies exposed to wind, precipitation-induced flood, and storm surge resulting from Japan typhoons.

This brochure provides an overview of the AIR U.S. Hurricane Model for Offshore Assets. The model combines AIR’s extensive hurricane modeling experience with an advanced understanding of offshore platform vulnerability, and includes a unique wave height module that accounts for both the magnitude and spatial distribution of waves. One of the unique features of the model’s implementation in Touchstone® is the availability of AIR’s comprehensive exposure database for exposure data validation and enhancement.