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Impact of 2013 Premium Rate Changes on Gain and Loss Probabilities in the AIR U.S. MPCI Model
White Papers
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pdf - 543 Kb
December 19, 2012
For the 2013 insurance year, the Risk Management Agency of the USDA modified the premium rates for corn, cotton, rice, sorghum, soybean, and wheat crops. This will have an impact on premium volumes, county- and state-level gross loss ratios, post-SRA losses and loss ratios, thus directly affecting crop insurance companies’ fund allocation, risk management strategies and the placement of reinsurance protection. This paper describes the nature of these changes and their impact on the profitability of the crop insurance industry.
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Climatological Influences on Hurricane Activity: The AIR Warm SST Conditioned Catalog
White Papers
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pdf - 1410 Kb
September 04, 2008
At the midpoint of an already active 2008 hurricane season, AIR issued a white paper to provide an update on its original research on climatological influences on hurricane landfall risk. The white paper explains in detail AIR’s approach to creating a climate-conditioned view of U.S. hurricane risk and outlines a robust approach to catastrophe risk assessment using multiple views of the risk.
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